Join us! Financial peace of mind is a right. Together, we can build healthier, more financially secure lives.

Our Story

At whealthy, we understand financial stress. Many of us have experienced it, which is why we created whealthy: a nonprofit dedicated to reducing financial stress and improving well-being.

wealthy + healthy = whealthy

We combine community care with technology, using AI to personalize financial education. Our focus is on building confidence and supporting those often overlooked by traditional financial advice: students, families, and workers in stable and unstable jobs. As a 501(c)(3) nonprofit, all our resources empower, not profit.

How we help

  • Too many people feel overwhelmed by debt, budgeting, and financial jargon. whealthy simplifies money management with tools and education anyone can understand.

  • Money worries are one of the biggest causes of stress. We combine financial guidance with wellness strategies that build resilience and peace of mind.

  • Traditional financial resources often leave out those who need them most. whealthy ensures access for underserved communities, creating pathways to lasting stability.

  • Many people live paycheck to paycheck, stuck in cycles of survival. whealthy helps shift the focus to saving, investing, and building sustainable wealth.

At whealthy, programs tackle financial and emotional stress, fostering lasting financial skills and well-being for individuals, families, and communities.

Our Programs

  • Financial Literacy & Capability

    This program teaches useful money skills like budgeting, paying off debt, saving, and investing through workshops and online lessons. It builds confidence, credit, and helps with planning for the future.

  • Wellness & Stress Reduction

    Money problems cause stress. This program helps reduce financial worry and improve emotional well-being using mindfulness, behavior science, and mental health techniques.

  • AI-Powered Learning

    whealthy’s AI platform offers personalized learning with custom suggestions, reminders, and game-like progress tracking to keep users engaged and improve results.

  • Community Support

    True change comes from support. This program creates a network of mentors, volunteers, and past students to help long after classes end. Community groups offer encouragement and a sense of belonging.

Fuel the Mission

The Journey

From Listening to Lasting Change

whealthy’s journey is rooted in real conversations, guided by community need, and accelerated through collaborative action. What began as academic research evolved into a movement—one that now reaches youth in Texas, New York, and beyond.

    • Collaborated with Stony Brook University and Farmingdale State College professors to develop programs.

    • Engaged community groups like Urban League of Long Island, Jobs with Justice, North Brookhaven Sanctuary Cluster, Long Island Community Development Corp., and Greystone Bakery to identify needs and validate research.

    • Conducted interviews to collect data on demographics, labor ties, finances, COVID pandemic impact, and financial education needs.

    Fall 2020

    • Using the financial capability framework (Center for Financial Inclusion) we defined impact and created scripts and video topics addressing partners’ top knowledge gaps.

  • Spring–Summer 2021

    • Together with Arigato Studios, we created 12 short, meaningful videos. Thanks to support from BankUnited, Farmingdale State College Foundation, and Flagstar Financial, the videos end with useful tips and steps viewers can take.

    Fall 2021

    Foundations for Growth:

    • Videos are hosted on the Economics Department's site at Farmingdale SC.

    • Planning starts to create an independent online platform. This will let us share more content and reach a larger audience, providing a better resource for our viewers.

  • June 2022 – Financial Literacy Workshop

    On June 3, 2022, whealthy and FSC collaborated to host a virtual workshop titled “Financially Empowering Youth & Vulnerable Populations.” The program featured a panel of experts from BankUnited, Urban League of Long Island, Inc., Long Island Educational Opportunity Center (LIEOC), and Zaremba Brown PLLC, alongside researchers, teachers, and students. The event launched new animated video content and addressed critical community needs. 

    Attendees included educators, youth-serving organizations, and various community stakeholders. The workshop resulted in strengthened cross-sector dialogue, a refined curriculum, and a clear directive for future scaling initiatives.

  • whealthy begins efforts to achieve nonprofit status, aiming to empower individuals through financial stability and emotional resilience.

    We're expanding partnerships with like-minded organizations and enhancing our tools based on user feedback and research. A core objective is developing scalable digital learning solutions covering budgeting, debt management, stress reduction, and positive mental habits to equip individuals with essential knowledge and skills.

  • 2024

    Reaching Youth, Showing Real Impact

    After launching our video content, we began tracking several key outcomes. Our metrics include the number of youth engaged, total video views, the percentage increase in financial confidence among participants, and the percentage reporting improved money management skills.

    We are also in the process of integrating AI tools and gamification into our programs.

  • 2025–Present: Strengthening Community Bonds in Austin.

    whealthy has partnered with the City of Austin's Health Department a Community Youth Development (CYD) Program in Dove Springs. This state-funded initiative aims to prevent juvenile delinquency by supporting families and fostering positive youth development within the 78744 area.

    The CYD program features a Youth Advisory Committee (ages 13-17) for leadership and program input, and a Community Collaborative Committee (youth and adults) for setting priorities and guiding funding.

    Program offerings include Post High-School Readiness (college/career skills) and Family Engagement (events for family relationships). Parents' Night Out offers caregivers a break with supervised youth activities.

  • Our plan grows successful programs, enhances digital tools, supports families, and tracks results. We will expand the Austin model nationwide by engaging new communities, creating custom plans, developing local leaders, and offering training. An interactive digital platform will provide easy content access, engaging experiences, community links, and data collection.

    Family programs, including entrepreneurship, will help parents teach, encourage growth, boost skills, and promote financial independence. We will collect stories and data to prove effectiveness, monitor progress, evaluate thoroughly, and improve continuously.